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What is the difference between term, universal and whole life insurance? Which is the best way to go?

What is the difference between term, universal and whole life insurance? Which is the best way to go?

   








Car Insurance?
How to get under someone else's insurance policy?
How much is errors and omissions insurance in california?
2007 Infiniti g35 too much power for teen?
Is insurance needed with a permit?
Insurance agents or total lost vehicle owners??!?!?
Need help understanding Obamacare/health insurance?
Help with health insurance?
Allstate auto insurance/full coverage - rental car?
Does it cost more money to ad your spouse with your car insurance?
Pregnant with no insurance?
Is it worth paying over $100+ car insurance?
What does sorn mean like if some one sorns there car?
Best medical insurance for gastric bypass?
Do i need insurance for a project vehicle?
Life insurance on an adult child?
What is a good and affordable selection of health/dental insurance?
I can't find car insurance for under 5000?
Some questions to ask about life insurance terms?
Is car insurance supposed to be higher upon renewal?
Mercruiser outdrive, broken fin on lower unit. What is the proper way to repair this? Welding or a new case.?
Can people get car insurance if a spouse's license is ..suspended?
How much is car insurance for a jeep wrangler?
I'm 25, have no income live in Pennsylvania how can I get health insurance?
How many Health Insurance Companies in Sault Ste.Marie?
Any examples of good, inexpensive family health insurance?
Car insurance deposit?
How much is the fine for traffic violation 24250? What happens with insurance?
When do auto insurance policy changes go into effect? I?
Car insurance.......?
For a 16 year old how much does insurance cost for a year, an average, and what is out there that is the best?
What is the cap for property liability insurance in california?
Should I buy a house or rent an apartment?
Should I buy a house or rent an apartment?
Failure to show insurance card traffic ticket in ontario, questions?
How much do you pay for car insurance a month?
What is the best health insurance?
Insurance if your already pregnant?
Question about car insurance.?
What are the prospects of providing more Californians with health insurance in the future?
How young can a person be to have car insurance put in their name?
Are older cars cheaper to insure?
How do I sue my car insurance company?
Can someone tell me why my motorcycle insurance is so expensive?
Cheap motocycle insurance?
Will my car insurance premium go up?
Companies that offer minimum required home insurance.?
What are some cheap auto insurance companies in Phoenix Arizona?
Can someone explain term and whole life insurance.?
Why is my car insurance quote 1700 more if women and men are meant to have the same premium?
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"Do you need car insurance in Green Bay , Wisconsin?
a friend told me you don't but i want a second opinion on that. i am looking to move there and don't wanna have to switch insurance.. any help anyone?


Good car insurance deals?
can someone please tell me where i can get the best car insurance deals?? Thanks


"I have just started my own business in delhi n earned 70,000/mnth.how can i save some portion of my income tax
can i enroll myself 4 any life insurance policy?or invest somewhere?or any other way so that i can reduce my income tax..?ur valuable sugestions 'll b appreciated...


How much does it cost for tow truck insurance?
How much does it cost for tow truck insurance?


California Auto Insurance Cancellation?
How soon after an insurance company cancels an auto policy for non-payment will they report that cancellation to the dmv? I understand the electronic notification, but how quickly will the insurance company actually notify the dmv that the party is no longer covered? I have yet to receive a notification from dmv and my policy was cancelled 2 months ago. Unfortunately, I was involved in an accident (my fault) and although I provided a copy of my policy info, I found out later that I was not covered at the time of the accident. I had the policy Rewritten the day after the accident (a different policy number). The other party reported it to their insurance, although we agreed to settle with cash & no insurance. They are requesting me to file an SR1 file. What do I do? The info I provided had good dates of coverage on it but I found out later that my policy had lapsed. Do I submit an SR1 with the old info or new info? Will my license be suspended now??? IM DESPERATE!"


"What is a good, reliable Life Insurance Co ?"
I want to get a policy...but, I don't know who to go with. Global ? Allstate ? Matrix ? Any suggestions PLEASE......I'd really appreciate it.... Thanks alot."


Do some states require car insurance before a drivers license?
I'm 20. The reason I don't have a drivers license yet is because my mom tells me that in order to even have a drivers license, you also have to be on some kind of insurance--which is expensive. so is this true or can I acquire a license without insurance, just to have one? I live in Georgia by the way. Tried to look it up myself but couldn't really find an answer. thanks."


Hello I have a quick question. On How to send a bill to Insurance company. Help Please.?
I had a car accident last year and I was unable to move for about three months. I need to send the insurance a bill showing those three months of babysit but I don't understand what the insurance wants from me to send to them the proof of baby siting. I send them the hours and how much I ended up paying but they don't understand that. Help me please I am trying to settle the claim as soon as possible.


Is this insurance company giving me the runaround?
I filed a claim with USAA on September 5th on a hit and run accident in which the police were able to find the person and get his insurance. He called them and said he didn't do it - and I hit him. I called, gave my side of the story and the number of the police who were handling the accident. They always say they will call me back and they don't - so I call them in which they give me another date they will get back to me. They never ONCE have gotten back to me. The policy holder who hit me is now in jail on an unrelated offense and they say they cannot get his statements - duh. They say they will contact the police and get back to me - but they never have. The damage to the car isn't that much - it is $416 (just a headlight) but I cannot afford to pay for it. Putting it through my insurance is dumb because the deductable is $500 - at least I think that is how it works. Could you give me advice on how to deal with USAA? I can't talk to them on the weekends because they say they can't handle my existing claim. I'm getting REALLY frustrated."


Do anybody know anything about Gerber Life Insurance for children?
Do anybody know anything about Gerber Life Insurance for children?


I lost my phone and the insurance company ask for proof of blacklisted from network provider . but i had pay as you go phone .is it possible?
I lost my phone and the insurance company ask for proof of blacklisted from network provider . but i had pay as you go phone .is it possible?


How to find cheap online auto insurance?
How to find cheap online auto insurance?


Help! which is cheaper of 2 cars on insurance?
which has cheaper insurance? 1. Mazda 3 touring hatchback 2009 (median level trim and automatic) 2. Volvo C30 T5 hatchback (base trim and automatic) ??? which one??? cuz my dad is worrying about the insurance for me. im 19 and going be 20 soon!


What is the best medical insurance to get that is affordable?
What is the best medical insurance to get that is affordable?


"What's the difference in the government requiring you to buy health insurance, and car insurance?"
________________________________ Okay, I don't think I got my question across last time. My last question I also said: Some state, maybe all, require you to buy car insurance. So, what's the difference between those two? The government is requiring you to buy something. I disagree with ObamaCare, but I also disagree with Car Insurance, but why aren't people getting all bent out of shape out that? __________________________________ To add on to that: I understand driving a car is a privildge, but I don't understand why I am required to buy car insurance for owning a car. I feel like that would be saying you have to buy fire insurance for you house because you might catch someone else's house on fire. But, what if you are a good driver and don't wreck, why are you still required to buy insurance? I don't see the government telling me what I need to buy and what I don't buy when I own something. I can understand the danger to others, but insurance doesn't make a driver better or worse. If you are a bad driver you need insurance to cover your bad driving, but if your a good driver why do you still need insurance?"


What is the difference between term, universal and whole life insurance? Which is the best way to go?
What is the difference between term, universal and whole life insurance? Which is the best way to go?


What motorcycle insurance i should get?
i am not sure wat i want cause like whose the cheapest one to go for


What's a better co-insurance? 90/10 or 80/10? ?
I'm pregnant and was wondering if 80/20 would of been a better choice since I picked: $500 deductible $1500-max out-of-pocket cost?? I thought 90/10 would of worked but if I had for ex: $10,000 hospital bill, I would need to pay $500 deductible first, then 10% of my bill until I meet my total OOP expense=$1000+$500(deductible)=$1500(OOP... That means I'll be paying $1000 c-insurance to meet my OOP.. Or (80/20) Either way I'll have to meet max OOP cost $1500. So is one actually better then the other? Under what circumstance?? Thanx"


Help with getting health insurance?
I'm a 22 year old college student and need health insurance. My mother doesn't work and has medicare/medicaid. I don't speak to my father. I'm a resident assistant on campus, which doesn't offer health insurance as a benefit of working. The school offers health insurance but it's around $2,000 a semester (four months) for very little coverage. There is commercials on TV about automotive insurance and life insurance but I don't know how to find health insurance. Where can I go to find more information on different real insurance companies and what's the average price (either per month or lump some) I would have to pay for health insurance? Any help would be great! Thank you!"


"Car insurance cost for $ 2,300 car?"
I am 27 year old. This is my first driving experience i.e. never had car before. So, no driving history, I live in Norfolk, VA"


How dos US car insurance work compared to english car insurance?
I'm looking to get a bmw x5 but insurance is 9000k a year like $13000k I heard they do it different so its easier to get bigger cars. In england they don't allow young drivers to get big cars so the insurance is expensive How dos us car insurance work


What is the cheapest and best car insurance to ever get? I know most car insurance are expensive.?
What is the cheapest and best car insurance to ever get? I know most car insurance are expensive.?


Can you please give me the advice on cheap car insurance in MA?
I am buying a car this week with the Indian Licence and would like to get the advice on cheap insurace I can get in MA. I came here recently and in the process of getting MA licence and will drive the car with Indian Licence and International Driving Permit.


How much does invisaline cost with and without insurance?
I don't have insurance, my top teeth are perfectly straight naturally without braces, but my three bottom are slightly crooked but not terribly crooked, I don't need braces because their not crooked enough for those but I would like to get them straight, or should I just have a procedure and let the dentist do it but then again I don't have insurance"


Toyota prius safety for teens?
is the toyota prius a good first car for a teen? is it good safety wise?


Should I cash in my whole life policies?
My dad took out 2 whole life policies on me when I was a child, combined they are worth $60,000 plus paid up additions when I die or about $9500 cash right now. I'm 29, single, healthy, no immediate plans for a family but imagine it will happen before too long.. never can predict these sorts of things but I am open to it as soon as I'm financially ready. I've been self-employed for the last 3 years, the first year was miserable, the second was better, the past has been better, but I'm still trying to break over the hump of making 'working for myself' into an actual business. I feel like I'm still a little bit aways from where I think I could do that without having to give up my business for a salary. Additionally, my parents are wealthy and my dad agrees that if I were to die and leave a family behind that they would not have anything to worry about, but still seems to think it is better to keep the policies. So my dad is a wise man, I'll give him that, which makes me doubt my thinking, but anyways here is what I'm thinking.. The agressive-play, which makes the most sense to me since like I said I'm single, healthy, and neither I nor any future family would be in financial jeopardy by virtue of my parents. I've been in business long enough to know what marketing works and what doesn't, I've already done the trial and error thing, and I know what works makes me at least a 5x ROI over a period of about 24 months. So to me it makes sense to cash them in and divide it over about 2 years and increase my advertising budget by a few hundred dollars a month. The other idea I have in mind is stocks, I've always been good with stocks but cashed all mine in to start my business. My plan would be to diversify into maybe 2 positions to start, probably a couple value picks. Something in an industry where I forsee growth and high barriers to entry, with a Price:Book <1, a P/E <10, and at least a 5% yield. Would obviously want to look at many other factors, cash on hand, debt, management, etc. but those would probably be starting criteria for me. Something that is unreasonably out of favor because it isn't in vogue at the moment. Hold that and sell out of the money calls to increase the yield. I think that would also be a much better plan than keeping the life insurance. Any opinions for me?"


Can i afford a porsche cayman?
I make approx. 75k a year and have no rent or mortgage (house was willed to me)...other expenses are really low....cost of a new cayman is about 55k OTD...credit score is 720, 22 years old....looking to put 5,000 down + my $15,000 trade in (very conservative estimate on the trade-in) P.S. I'm not asking whether i should buy it or not, just if i can afford it hypothetically, of course."


Can i use my homeowners insurance to fix up my home?
Can i use my homeowners insurance to fix up my home?


"Looking for cheap life insurance, any suggestions?"
I've heard of alot of insurance companies being a rip off, i'm looking for good, dependable and affordable."


LEARNER PROVISIONAL DRIVING INSURANCE?? HELP!!?
Hi everyone, i bought a car today...and i would like to insure myself on a provisional licence (UK ONLY) for my car. I have looked up cheap temporary insurance...but it needs to already be insured by another driver. I am the ONLY driver of this car. I do not want to put anyone else's name on it. I would like to insure it for 2-3 months, as i am nearly ready to pass my test. Can anyone tell me good sites? Ive already been on provisional marmalade"" and ""covered learner""....but they can only insure you on someone elses car. I will be the only person driving my car"


Claiming Dependents and Health Insurance - Tax Questions?
My g/f moved into my fathers household with us last march/april when we found out she was pregnant. She kept her parents insurance through the pregnancy since we didn't get married. My dad wants to claim her as his dependent for last year, since she was a full time student for both semesters last year, which he has the right to do. But my g/f has a concern with her insurance thinking that her parents could get in trouble due to insurance fraud if someone else claims her other than them. Is this a misplaced fear or could it have bad consequences. She says her parents claim that they signed a paper for the insurance that she was living under their roof or something to the effect, which seems fishy to me. They have BlueCross/BlueShield if that will help you guys any. Any info would be appreciated."


What is the difference between term, universal and whole life insurance? Which is the best way to go?
What is the difference between term, universal and whole life insurance? Which is the best way to go?


Car insurance please help !?
I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.


Average Cost Of Horse Insurance?
I'm insured for riding accidents and the like.. I don't want an exact quote, just a general idea of what people pay."


How to get my baby insurance?
I will be under my moms insurance and I will be giving birth in a few months. How do I get my baby insurance? He can't be on my moms also can he?


Can I cash this car insurance check?
I got into a car accident the other day, and it was the other driver s fault. My insurance company closed the claim because I don t have collision on my policy. A claim was then filed under the other driver s insurance company and they set me up with a local body shop. After I got the estimate at the shop, their insurance company accepted liability and is now sending me a check for the value of that estimate. I know I can get the work done for cheaper through a family friend. Can I cash this check instead or do I have to use it on my car at the place where I got the estimate taken?"


2000's Subaru WRX insurance info for a 20 year old in ct?
Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to see what others are paying in insurance. I have to figure out car payments/insurance rates. I would prefer people from Connecticut but i would also like to see some rates from other states! Please help!"


Why do sompanies like State Farm require you to pass a credit check?
What are they looking for because I do have a few things like a medical bill here and there but nothing more than 5,000 total"


Why is it better to use an independent Insurance Agent? need advice?
Why is it better to use an independent Insurance Agent? need advice?


Can I get off of my parents auto insurance?
So when I got my license when I was 19 about two years ago I was automatically put on my moms nationwide insurance which was fine because I drove one of her cars but now she only has one vehicle and although I do still live at home I'm a full time student at a community college so she usually drives me around so she can keep the car so in order to save money would I be able to drop myself from her car insurance policy since I don't really drive anyway?


Who Have The Best Insurance Rates?
I Hope Im Calling It Right, I Just Got My Drivers License In August, I Dont Have A Car Yet. I Just Wanted To Know For The People Who Have Cars, What The Best Company To Get, When I Do Get A Car. People Tell Me Car Insurance Compnays Go By Age To. Im Only 21 So I Know Is Gonna Be High. But I Juat Wanna Know Whats The Best One To Get And Why For Car Insurance. Thank You To All Who Answers"


How much would insurance be on a red 98 Honda Prelude (2door)?
How much would insurance be on a red 98 Honda Prelude (2door)?


Do I use my military ID as proof of insurance going to doctor/dentist?
Or do I get an insurance card? My husband is gone for a week or so, I'm not able to contact him, and I was just wondering. I haven't received an insurance card but then again I was thinking if my military ID is proof b/c on the back it says yes to medical? Please help me if you can. Thanks!"


Insuring Teen Under Parent's Car?
I live in Canada and I just got my G2 drivers license's today which allows me to drive on the road without an adult. However I am not insured under my parents car yet. I was just wondering if any of you may know if the process takes long to set up and if I will have to wait a while until I drive in my parents car alone?


Can life insurance premiums be considered child support?
Can life insurance premiums be considered child support?


"If you finance a car in nh, can i cancel my car insurance?
Someone told me you don't have to have insurance. I don't want to pay for something if i don't have to. But i don't want to not pay and lose my car.


Would a crown vic be much cheaper to insure than a mustang gt for an 18 year old?
I always have worked on hondas and I would like to have a car with a ford pushrod or mod motor in it and Im just concerned with insurance prices given its a v8 amd I'm 18 what would I be expecting to pay I have the money I just want to hear opinions on my options before i ask for a quote


What is the difference between term, universal and whole life insurance? Which is the best way to go?
What is the difference between term, universal and whole life insurance? Which is the best way to go?