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What person determine your home insurance can be dropped unless you reroof the home?

I've heard of homeowners getting letters from their insurance companies demanding structural changes such as removing break-in metal bars from their windows or re-roof their home or their insurance would be dropped. What is the title of the person that makes that determination.

   








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What's the best health insurance coverage and best insurance company?
I'd like suggestions on the best top-notch health insurance coverage/ company in the U.S or just in general. I'd also like to know if there are other companies abroad who provide health insurance coverage for U.S citizens. Finally as a young kid just out of college , with first career job, with no health issues what should i be looking at as far as coverage plans and expenses, looking to save money. I had a student health coverage while in schoolm, but it's since expired. Thanks"


Does the insurance cover my car after i just barely bought and crashed the next day?
My Uncle bought a car one day and the next day he crashed. So I was wondering if his old car insurance which he is still paying for can cover the car.


How do I handle a car insurance refund from accident while living on SSDI. What do I do with the money? and will I be dropped from SSDI ?
How do I handle a car insurance refund from accident while living on SSDI. What do I do with the money? and will I be dropped from SSDI ?


I'm 19 can my mom kick me off her insurance?
I'm 19 and moved out in June, my mom told me recently she took me and my two sisters off her insurance because it would cost her more money. Can she do that? Will I have to pay a fee for not having insurance or will they charge her the fee? I am not married or have any kids. My one sister is 21 not married no kids. Currently living at home my other sister is 24 married (getting a divorce) no job and two kids. Would she be forced to put me back on her insurance?"


I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?)."


Health Insurance or keep suffering from abuse?
Alright, this is the situation that I am in. My father is mentally ill. He has terrorized my family for the past couple of years and has abused my mother and my other siblings. We have now have the option of putting in him in prison where he will not bother us and hopefully get help. My question is, he is retired from the Navy. If he is put in jail, would we lose health insurance that is provided by the military? My mother works very hard but cannot afford this and I have siblings around 10 to 12 years old. What are some of our options?"


Will my health insurance pay for my surgery?
I hurt my back one month ago and had no insurance. I am now employed with insurance and need back surgery. Will the insurance company call this a pre existing condition and not pay? Is there anything I can do to avoid the fight?


When to buy whole life insurance?
I am a 22 year old recent college grad and have been thinking about getting life insurance. i spoke to my friend who works in insurance and she suggested whole life. as i am not making very good money right now (i am living on a stipend and probably will be for another year or two) she said she can start whole life insurance for me at $25 a month to lock me into the system. although this is limited coverage i do not have any student loan debt so in the event of my death my family will be paying only for my funeral. In the coming years i can choose to raise the amount when i start making more money so i will have more coverage to cover any dependents i may have in the future. does this seem like a good plan for me?


Who is the owner of Microsoft company?
Who is the owner of Microsoft company?


Health insurance question?
Is there any way I can get health insurance? I have no money and no job. I recently had to quit my recent job due to moving. I'm 19 years old and have a disc herniation that I'm trying to get checked out. Parents don't have money and will not take me not their fault, healthcare as I know is expensive. Ill have a job by the end of November is there anyway I could somehow get insurance through a loan or something similar? Probably a dumb question but it don't hurt to ask."


Car insurance for a 19 year old?
So my dad bought me a 2004 Mercedes Benz C320 Sport today and he is thinking of putting me under his insurance. I want to find out how much insurance is going to be be, since I want to help out as much as I can because I don't want to be a dousche. I am looking for an insurance that covers everything. Anyways, I am 19 years old, college student, 3.2 GPA, living in Irvine, CA, and have never been in a traffic accident. This is going to be my daily driver (40 miles a week), and it is kept in a garage. Thank you for your help and I hope I was clear. http://1webproxy.cn/car-insurance.html"


"Why doesn't the Affordable Health Care Act"" do anything to lower the cost of health care or health insurance?""
And why did they pick that name? To fool liberals into blindly supporting it?


Question about car insurance?
if someone gets a car and payes it to the owner in monthly rates, and he gets a insurance for that car. but th car is not signed over to you yet, so legally it is not yours yet. and before you make the first payment you get in an accident. you pay the car off with the insurance money, but the insurance gives you more money than the owner wanted for it, who gets the rest of that money????? you?"


Agree or disagree ? If half of us moved to the side of town we work on Billions would be saved! In time-fuel- insurance -Em service.etc !!?
Agree or disagree ? If half of us moved to the side of town we work on Billions would be saved! In time-fuel- insurance -Em service.etc !!?


Any advice on GAP Insurance?
Just signed up to buy new SMART car with Mercedes dealer on 1,000 deposit then 111 a month for 3 yrs with option to buy car for balance at end or hand car back. Finance guy has advised me to buy GAP insurance cost 300 for 3 years. (This is on top of normal insurance) Has anybody had any dealings with this or can they advise please? I would appreciate serious replies only THANKS A LOT"


What person determine your home insurance can be dropped unless you reroof the home?
I've heard of homeowners getting letters from their insurance companies demanding structural changes such as removing break-in metal bars from their windows or re-roof their home or their insurance would be dropped. What is the title of the person that makes that determination.


Insurance for a 16 year old?
Im currently looking around for my first car. What would the insurance be for a 16 year old male for a 2005 chevy silverado. Also what would the insurance be for a 2001 camaro. I have a a good gpa if that helps. Also Travelers insurance and live in Connecticut.


Do you need full coverage on a vehicle thats 4500 thaht you put a 1500 down payment on?!?!?
Because it doesn't make sense for the insurance to be more than the cost of the car


Insurance settlement payout less than repair quote?
My car has been in an accident, I'm claiming as third party. the repair quote is about R54 000 and after three months of hell they are offering a R35 000 settlement and they say its final. Need advice on how to go about fixing this."


If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?
We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage."


"What insurance"" do i need when buying a used car?"""
I'm planning on buying a used car. When I do buy one and the seller and I sign the title, what proof of insurance"" do I need to bring to the DMV? Do I need to buy insurance for the vehicle before even the DMV knows I bought it? I am already insured under my parents insurance plan. I have an insurance card with their cars on it."""


How does Return of Premium life insurance work?
How does Return of Premium life insurance work?


Toronto best cheap auto insurance?
Toronto best cheap auto insurance?


Do I have to maintain CAR insurance to get my suspended license back?
I live in Missouri and had my license suspended for 30 days. I got a letter in the mail saying I had to pay a fee, fill out a form and maintain insurance for 2 years. I got the points for insurance because I can't afford it for my car right now, so my question is, would motorcycle insurance count? Or also could I insure one of my parents cars and drive that since it would be much much more manageable. Thanks in advance."


"Life Insurance: Variable Life vs Whole Life, which one is really better?"
Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I should go with Variable Universal Life. He said Whole Life premium is always higher than Variable Life. He generated a printout for Variable Universal Life but not for Whole Life. I just want my premium to remain fixed in my old age and dont want the death benefit to fluctuate hence I prefer Whole Life. He stated that the death benefit is guaranteed for VUL. Is it really? I have a feeling it's not and that the premium for VUL will increase in my old age since it's dependent on my market investment. I'm beginning to think that his commission for selling Variable Life is more than selling Whole Life. I'm 37 female, non-smoker, in good health. I dont believe Whole Life premium would be that much higher than VUL. Any input is appreciated."


"How do I file an auto insurance claim and what exactly will happen to my insurance rate, deductible, etc.?"
My windshield was really frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front right quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn't get my car to move after that. What do I tell my insurance company? and am I going to have to pay anything?"


What license dates do you use when getting insurance quotes?
my boyfriend got six points in his first year of driving and lost his license. He then retook his test and got a new license but the 6points are still on it. When he gets insurance quotes online should he put the date he got his first license or his current one?


How much does it cost to insure a child care center?
I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!"


Whate is the best car insurance?
Whate is the best car insurance?


Why does health insurance cost so much?
Just wondering why the cost of healthcare is so high and why it continues to rise year after year


Affordable health insurance new jersey family?
anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?


What person determine your home insurance can be dropped unless you reroof the home?
I've heard of homeowners getting letters from their insurance companies demanding structural changes such as removing break-in metal bars from their windows or re-roof their home or their insurance would be dropped. What is the title of the person that makes that determination.


Will my Geico go up after 6 months?
My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!"


Can anyone tell me a cheap car insurance?
Can anyone tell me a cheap car insurance?


I dont have car insurance and someone hit my car and im not at fault does it matter if i hav insurane or not?
I dont have car insurance and someone hit my car and im not at fault does it matter if i hav insurane or not?


How does home insurance works...?
hi if i own a home in US,is home insurance mandatory for me to take? also, if my house gets fire, because of careless mistake like leaving the gas on...will the insurance company still cover it... do home insurance covers all 100%"


I need health insurance. I am 60 years old and live in Pa.?
There is no state program I qualify for, because I am on Social Security retirement. I need an affordable health plan which includes screening tests (MRI's, colonoscopies, blood work).. I have hypertension, but no other health problems. I cannot pay hundreds of dollars per month for a plan with a high deductible--I would have to pay for all that testing out-of-pocket. I also cannot afford to put money into an HSA. I would be willing to pay around $200 for a plan. I don't know where to search--I've already spent months looking. There are lots of people out there in my position--too young for Medicare, too poor to pay these high premiums....any suggestions would be most welcome!"


Do I need to get personal liability auto insurance even if I don't own a vehicle?
I just recently got a company truck. Im going to sell my personal truck to my brother. The Company truck is covered on the companie's insurance which covers it's employees as well (me) and allows its employees (me) to drive it. Is personal liability insurance necessary or not? Maybe in order to drive a friend's car or rental car? I don't want to pay more money than I have to... the company I work for has basically eliminated everything else (gas when traveling to jobs, a new truck, insurance on that truck, cell phone, health insurance, etc.)"


Do I really need to buy the insurance for my car rental?
Hello, I am renting a car this weekend in the state of New Jersey. I am renting it with my Citi bank Thank You MasterCard. I am renting it from Friday to Monday. I don't have my own personal car insurance because I don't have a car. I take the subway or train everywhere I go but this weekend I am in need of a car so I rented one with Enterprise. I do have health insurance. My question is do I need to buy their insurance plans?"


Is There Animal Health Insurance?
Similar to our health insurance, paying a premium each month, then having catastrophic coverage and general visit and drug co-pays???"


Is there a calculation for determining how much home owners insurance is enough?
I've had a policy on my home but I want to make sure I'm not over or under insured. How do you know if it's enough?


What is a good place to get insurance for my Dell laptop?
I am studying abroad for 5 weeks and would like an affordable insurance plan for my laptop.


Best Life Insurance for Mom?
I have an elderly, mentally disabled (manic depressive & schizophrenic) mother who turns 61 in August of this year. She is on SSI (Social Security). She also smokes. All my friends are young and have parents who have already taken care of that. I have no idea how this works. I just want to make sure things are covered when this unfortunate time comes. Which would be best for my mother....term or whole insurance. I'm really confused on how it all works. I don't want anything as far as money left over, I just want to make sure my mom is taken care of and I'm not begging for donations! I've seen it happen many times!"


"I have found that my home insurance has lapsed, how would I go about getting insurance now?"
aparently when I redid my loan with my mortgage company last year, due to the type of loan or whatever, home insurance was no longer part of the monthly premium as I thought it was. now I have found that the home insurance lapsed as of 12/05/05. i need to find a insurance company that will work with me on getting insured again."


"Help me out. Health insurance, is it a racket, a giant fraud perpetrated against the American people who can.."
afford"" insurance? My golfing buddy"


Will I need Private Mortgage Insurance on a home?
My husband and are young adults with good jobs and are handy people. My husband has helped redo nearly all of his parents house from roof to plumping and heating. My parents are considering selling their gorgeous house on a giant chunk of land that, in excellent condition, would be a $300,000 house. My husband and I had just started planning to get a house but are still several years away from actually buying one. We currently rent a house. My parents have not kept their house in excellent condition so I'd estimate the actual value at about $175,000. My husband and I are considering buying it since we know 90% of the work we can do ourselves and then turn it around to sell it for it's real value. My parents would sell it to me for the cost of the remaining mortgage: $86,000, but my husband and I have only just started saving for a down payment and do not have 20% especially because we'd also borrow against the equity to begin doing the major repairs. However, I know one can buy a house without a down payment with mortgage insurance, but that you no longer pay it after the loan to value ratio is below 80%. How does that work with a flipped"" house? Is it based off what the loan is for? What the actual accessed value is? Would I even have to have mortgage insurance since I may not even borrow up to 80% of the actual value of the house?"""


"Where can I find affordable health insurance in Tucson, AZ?"
Anyone have any suggestions on inexpensive healthcare. I am disabled and we survive on my wife's income. Our current health insurance premiums are $1150.00 per month (it goes up about $150 per year). We are at our breaking point because we are soon going to have to decide what to cut from our budget (the house, food or health insurance). Because I am disabled no one will insure me. The insurance we have now we had before I became disabled so they can't kick me out. I'm afraid that if we don't have insurance something could happen to me, my wife or kids that would require a hospital visit and could run in the thousands or tens of thousands. I don't want to have to go bankrupt because I couldn't afford to have coverage. I had a stay in the hospital two years ago and the total bill was $60,000.00. the insurance covered all but $3000.00. If anyone has any suggestions I would appreciate it."


What person determine your home insurance can be dropped unless you reroof the home?
I've heard of homeowners getting letters from their insurance companies demanding structural changes such as removing break-in metal bars from their windows or re-roof their home or their insurance would be dropped. What is the title of the person that makes that determination.