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What liability limits should I apply to my auto insurance?

My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.

   








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How to un-suspend my license due to expired insurance?
so lets say someone who is insured, wasnt paying attention the the rode, she was texting on her phone, bam, 5 car pile up.... she was a safe driver because she did have insurance? i think not... and i dont car for driving with or without insurance, its that i need insurance to but the new car. cause i cant buy a new car without a valid license"


Will my car insurance pay to fix the damage that i caused accidentally?
Will my car insurance pay to fix the damage that i caused accidentally?


Insurance for 17 year old female?
Hello, I wanted to know what the price would be ranging between for a car that probably would have been made in the year 2000. I haven't started lessons yet but i will be by october and wanted to get a rough idea. Also i heard that there is a insurance that you can get that is cheap but you're not allowed to go out after 11pm at night or something. Is this true? if so what would the price be roughly?"


What's the average cost of car insurance for a 20 year old male?
I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.


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I have a 250k policy that is 4 months old, it was purchased for me as a gift from family as an investment tool. I already have term life insurance and permanent coverage so I don't need this product. The surrender charge is $3750 but the cash value is 0 since the account is so new. Will the insurance company be able to bill me for the $3750, or is that only subtracted when there's money in the account? I would rather take the money going into this product and invest it elsewhere, but not if I have to pay $3750 to get out of this. Are there any other penalties that I should be aware of before considering this?"


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I want the cheapest no fault insurance for my car, 1994 beretta"


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Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance School supply insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?


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What is not a factor of determining your insurance premium?


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I was just being dumb today and I parked in a neighborhood where you can't park. I accept the fact that I was in the wrong and all that. The fine is $80. What I'm most concerned with is whether or not it will increase my car insurance rate. My first thought was no, because it was a parking violation, not a driving violation. But considering how crazy car insurance companies are, I just am not sure. Any help? Thanks in advance."


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Does progressive car insurance, lower their rates for car insurance for people who turn 25?"


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I am still on my parents insurance and was planning on renting a car(yes, I' am old enough). They require proof of insurance when renting and I was wondering how that works. Do I just show them my parents proof? And is it just the paper work in the glove box of one of our cars?"


Car Insurance ?
How much do you think it would cost to put my daughter on my AAA (triple A) policy? She's 18 just got a 2001 Hyundai TIburan with 66,000 miles on it. If anyone could help out, thanks!"


Should people under 25 be inclined to buy whole/permanent life insurance? (Tax and living benefits aside)?
I m 24 years old and bought a permanent life insurance policy from an agent Northwestern Mutual. My main motivation was to relieve burden from my family, future children, wife, etc. if I die. Term life insurance expires with no equity, and can have a steeper, changing rate, while my permanent life insurance will pay the death benefit if I die today, or live to be 100+. I do not see life insurance as a financial asset. With this in mind, should I have bought a permanent life insurance policy?"


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I would be having a telephonic interview with a MNC Bank for a banking profile.They asked me to provide with the National Insurance Number as I am Indian I do't have any National Insurance Number as in India normal concept is get insured personally without any involvement of Government. The only task of Government is to monitor the issues related with grievances. Could you please guide what is the appropriate answer under these conditions. Reply as early as possible. Thanks in advance.


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What liability limits should I apply to my auto insurance?
My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.


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my grandmother is wanting to add me onto her insurance and let me drive her car, how much is it going to cost she has nationwide and the car is a 2001 honda accord lx sedan 4 cylinder i also never had a permit and im just going to get my license after i get my insurance, im white and a guy. Thanks for the help its much appreciated."


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What is the cheapest auto insurance company?
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I live in Kentucky. My car is not drivable at the moment and has not been for months. Since I can't even drive the piece of ****, do I even need Insurance? I'm paying to much for it anyway and I don't think I should be paying for something I'm not driving!"


I am on SSDI. I know Medicare doesn't cover dental. Can I get my own dental insurance or do I have to go through the government?
I am on SSDI. I know Medicare doesn't cover dental. Can I get my own dental insurance or do I have to go through the government?


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I'm deciding between a Mustang GT and any V8 Ford pickup. The mpg on the Mustang will be probably at least 5 miles per gallon better than the pickup, but I'm sure insurance will be more. I want to know which one would be cheaper to own in the long run. I plan on driving about 40 miles per day for work and this would be my first car. I am in highschool so the insurance will be even higher than if it were for an adult."


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I'll be getting my license in less than a year from now. I wanted to know what cars are cheap to insure. I don't want a crown vic, I don't want an unreliable car that constantly breaks, and I don't want an unsafe car such as a hyundai accent, chevy cavalier, etc. I want a sturdy car that can withstand an accident, no full size, preferably compact, but I'll settle for mid-size. I was thinking of a saturn because they're cheap and reliable. Or a Ford focus or ford contour. I also want to know if a ford escort is safe and reliable, cuz they seem like good starter cars. Out of these types of cars I've talked about, What makes and models are good? It doesn't have to be what I listed, and I'd like a list or a few cars that are cheap to insure."


NO CLAIMS BONUS ON CAR INSURANCE?
I've just got insured on a car and I paid the deposit over the phone with the card I was then insured driving the car. the insurance company asked me to send a copy of my licence which 6 months down the line I havent got around in doing but I'm still insured I was wondering if they ask me to send my no claims certificate and I never sent it would I still be insured until I have an accident in which case they request a no claims bonus or would they cancel the policy strait away?


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Is a lawyer necessary to get a testamentary document for life insurance of an estate?


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Will my car insurance decrease now?
I just turned 25 and someone told me my car insurance will go down because im less of a risk. If that's true, will that go down with my next bill, next month, or will I have to wait until I renew? Will I have to contact them or will it automatically decrease? I have the basic insurance, live in florida, im a female. I also heard if you drive less than x amount of miles a day/week/year, you get a discount, is that true also? Thanks!"


If i bought a cheap non running car on craigslist do i need to get insurance on it?
if i bought like a $600 car on craigslist that is not running, And would like to work on it to make it run. Do i have to get insurance on it, or any kind of monthly fee, while i work on it to restore it."


Whats a cheap car to insure for a 21 year old female with 2 children ?
am wanting to buy my first car am 21 with 2 children, and car insurance is so expensive, i need a bigish car for me, my partner and kids but big cars are even more expensive, what are the cheap cars to insure thanks"


What liability limits should I apply to my auto insurance?
My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.


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Should a 73 year old insurance executive/reserve deputy be involved in an undercover sting operation?


Bussiness insurance?
need to know what type of insurance i need to open a carpet cleaning and window cleaning service.


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Live in Oklahoma and do alot of surveying and consulting. Just wondering if anyone has any ideas about what it might cost to insure my employees against bodily damage ect.


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Why does my classic car insurance company provide a more expensive quote just because my classic car is modified?


What is the california vehicle code for insurance?
What is the california vehicle code for insurance?


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Okay so i was wondering if my Insurance Molina Healthcare cover Invisalign teen


If I buy a term life insurance policy can I turn right around and sell it for cash?
Say I bought a 15 year $150,000.00 term life insurance policy? Right after I buy it could I turn around and sell it to a settlement company for cash. There is a penalty for cashing out early and there is taxes but maybe with the amount left over I could invest it and with the earnings over time continue to pay the premiums and turn a profit."


"If I have full coverage insurance AND uninsured motorist coverage,would my truck be covered if my son was driving it and had an accident?"
I have had him on my policy but I honestly can not afford it. ($450 a month for an older truck, and yes, I have shopped around A LOT) I am wanting to just take him off my policy completely to save money and make my policy more affordable. Just want to make sure my truck would be covered. We arte in TExas if this makes a difference to how the coverage works. Thanks"


Pregnant with no insurance?
I'm in North Carolina.


What is the point of car insurance?
Im 15, and of course im thinking about getting a drivers license. I feel bad for my parents though, cause they have to pay for the insurance, and its going to be more money than my sisters insurance cause im a guy, and it costs more for some unkown reason. So I thought I would just be a safer driver and just not get insurance. I asked my parents about it and they told me it was illigal NOT to get car insurance. so I said, well"


Is the insurance for a ford mustang convertable cheaper or higher than a coupe?
I heard the convertable is cheaper but, that doesn't sound right. Please only answer if you have an idea."


Can I keep my parents from knowing that my insurance rate has gone up?
I recently got a ticket in Steelville, Missouri for going 15 over the speed limit. I am insured under my parents name. My insurance rate is so high that if I get one more ticket, then I will be dropped by the company. Is there anyway I can keep my parents from knowing about the ticket on insurance? Can I do anything to get rid of the fine on insurance"


Is it true that home insurance goes up if there is a dog in the house?
Someone informed me that if you have a dog living in the house that your home insurance goes up because it is considered a liability. Im asking because we rent out to my sister in law and although we stated we didn't want a dog the parents still gave her the dog without consulting with us. She doesn't pay attention to the dog and has it on the weakest leash and Im worried that we will end up having to pay more if the dog ever gets loose


A question about gender and insurance?
oh, and does anyone else think its a little sexist/dumb that insurance companies think JUST because youre a guy, you should pay more car insurance? or JUST because youre a girl means you should pay more health insurance? I mean, yeah its a statistic that guys get in more wrecks, but that doesnt mean ALL guys are bad drivers. and yeah women give birth in hospitals, but that doesnt mean ALL women will give birth in their lifetime. ugh."


Do I need a drivers license to register my vehicle in Nevada?
I currently don't have a Nevada license but I need to register the car asap before I get my DL because it would be faster. Also can I put car insurance without DL? I think I'll need a month or so while I get my DL so that way I won't drive without car insurance. Thanks in advance Jackniel


What liability limits should I apply to my auto insurance?
My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.