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Disability and life insurance - recommended companies?

What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?

   








How much does motorcycle insurance cost in the uk for a 18 year old?
How much would car insurance be for me?
What liability limits should I apply to my auto insurance?
On average how much is car insurance if you've been in an accident and?
What stopped Larry Silverstein from putting in a 3rd insurance claim, one for WTC building 7 ? It also collapsed totally all 610 steel Ft.?
How expensive are the typical tests for thyroid cancer(small needle biopsy, stuff like that) without insurance?
What can I do about car insurance from another state? PLEASE HELP!?
Insurance for motorcycle rates.?
Is car insurance group 11 lower or higher than group 32?
I canceled my progressive insurance?
Where can i get the cheapest car insurance for renault(96 model) in london?
What is the process of an insurance claim on a single car accident?
How much is insurance for a 99-01 mercury cougar?
Mock life project need auto insurance but i'm confused how to get some?
Can i buy CAT 'D' INSURANCE WRITE OFF Vauxhall 2007 Car?
Is it expensive to have a car as a foreign student in Sweden, Norway, or in Finland?
What would be a good first car?
Which life insurance companies deny the most claims?
If i have a whole life insurance policy with premiums that go up every year,can i sell it to someone else ?
Cheap car insurance for young new driver?
Car Insurance for 18 yr Old?
What relativley low insuarnce group sports bikes are there?
Saving up car + insurance HELP !?
Do You Have to Get Car Insurance....?
Quote for Health Insurance?
How to write a appeal letter for denied life insurance?
I need health insurance!?
How much will the auto insurance be? ?
What is the average per unit fee for anesthesia when the patient has insurance?
Did I get a good quote for my car insurance?
Car Insurance lower or higher if you lease it instead of financing it?
Is medical insurance affordable in Puerto Rico?
Question about 80 year term life insurance policy?
Question about 80 year term life insurance policy?
Do i have to pay car insurance for a non running car from craigslist?
No insurance for high school sport?
Why do Democrats help insurance companies through healthcare policies but destroy small businesses?
What happens if you keep switching auto insurance policy numbers?
Do i have to register my new car before getting insurance for it, or doesn't it matter which order I do it in?
Charged with impaired and insurance (CANADA)?
Will i still get accepted on my husbands insurance while already pregnant before him getting the job?
Where to get cheap cars in the UK?
I dont get what to do about car insurance?
Who has the best health insurance ?
Selling a car but keeping insurance?
Auto Insurance?
Insurance says case is closed, is it really?
Question about health insurance & pre-existing conditions?
Why should a healthy person buy health insurance in 2014?
Whats the group and policy number on an amerigroup health card?
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Home insurance claimes I owe more?
First time home buyer, closed on house in june home insurance premium for the year was paid in full on closing was $1900, now its October and they claim I owe $2600 will be late and canceled on 10/20 gonna call monday 10/14, what should I do."


Why are some people so adamant that having ONLY private medical insurance is best?
What do you think? This is a quote from the following article: In addition


What is the song in the geico motorcycle insurance ..commercial?
What is the song in the geico motorcycle insurance commercial?


What does it take to commit a minor and how do you afford it if you don't have health insurance?
My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?


Question about Ontario Car Insurance and transferring vehicles.?
My Fiance and I both have our own vehicle. I have a civic and she has a beaten up corolla. We have decided to purchase a new toyota for her. Now here is the catch - She doesn t have the best credit score. So we decided its best for me to buy the car and have it in my name. We are wondering what is the best, cheapest way to organize the insurance for both of us? Should we put my civic under her insurance and the new toyota under my insurance? Any advice would be great. I will probably have to clarify this question when someone tries to answer, so feel free to ask me more questions about the situation."


What is the definition of garage for car insurance purposes?
In the UK, they ask if your car is garaged or not when taking out car insurance, i am looking for an agreed definition of garage, my garage has three walls made of brick and a front sliding garage door that can be locked, the back of the garage leads on to the garden area, everyone i know considers it to be within the definition of garage however Adrian Flux considers the definition of garage must include all four walls to be bricked, however when taking out the car insurance policy with them they did not alert me to this definition as garage was not a 'defined term', so i am looking to see if there is an agreed industry standard as to the definition of garage. Thanks. "


Question about car insurance?
My husband made a dent in his car when trying to park. He now wants to fix the dent. Can car insurance cover this?


Which part of the proposed health care reform plan lowers cost of insurance premiums?
so that a family of 4 does not have to pay $14,000 a year for a decent comprehensive insurance plan???? which part of the proposed congressional plan that our representatives"" in congress seem to have settled on will lower that family's annual insurance cost to about $5"


Does anyone know a cheap liability insurance company for an 18 year old?
Please let me know asap. Thank you!


Florida Auto Insurance Laws what's the deal with the minimums?
Florida Auto Insurance Laws seem a little scary to me. Is it correct that Florida only requires 10,000 and 10,000 for minimum coverage? I was in an accident in a state with 25,000 & 50,000 for the minimums and even though I was not at fault I ended up still owing 40,000 after the insurance paid the full policy. It was explained that if all you carry is the minimum coverage than that's what you get...How can it be only 10,000 & 10,000 in Florida?"


Auto insurance quote with unreported accidents? What will happen?
A friend has 3 accidents in her driving record. She got an auto insurance quote without mentioning any accidents. The company sold her the insurance without any further verifications. Is that a big problem? In case of an incident in the future will the company check her records and create any problems like not approving claims or so? Should she just ask for a refund to prevent further problems. What is the worst that can possibly happen? We are kind of newbies here. Please advise...


What type of insurance is given to a football coach that works at a high school?
This is an assignment that was given me for my math class and we have to find out the cost of living.


I don't understand how car/home/health insurance work? so confusing?
Im going to get my first car soon and have no idea how car insurance works here in California. I dont understand home and health insurance either.Why don't they teach us this stuff in school instead of other crap you don't need? Help me understand please. Im only 19 damn it and need to know this, I feel so unprepared for the world, how am I supposed to be a responsible adult if I don't know sh!t."


My USAA auto insurance 08 scion TC?
Ok, i have an 08 scion tc light blue color car, and my insurance is keep get higher and higher! i don't know why? they said i am get better discount every 6 months. but my payment is increased by 100 every 6 months! for example, first 6 months i was insurance with usaa it's like 1200, with about 300 discount so, that would be total of 1500 p/6 months of auto insurance. 2nd 6 months it's like 1302 and 275 discount the total of 1577, 3nd 6 months it's like 1405 with discount of 910 the total of 2310. wtf!!!!!!!! how do you call that discount, when the discount is add to the full price of my auto insurance? so, people please help me out. i know i am not great at math, but damn, that does not seems right to me at all."


How much should I be paying a month in car insurance?
I'm going to be buying a car hopefully in the next two weeks, and I'm just wondering what the average rate I should be paying for car insurance should be. I'm 23, live with my parents, would be parking in the garage, and the car I would be buying is a 2012 Honda Civic LX. I would mostly be using it for commuting to and from work, I've never had a car before so I know it's probably going to be somewhere around $300/month. Note: I live in Canada so if you're in the states there will probably be a big difference in how much I pay."


Disability and life insurance - recommended companies?
What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?


What car is cheaper to insure?
What cars would be cheaper to insure as a new driver, I will soon be driving and be able to drive a automatic Thank you "


Does anyone have health insurance thru their local Chamber of Commerce? Will it cover spouses of bus. owners?
I am currently in need of health insurance, I just applied at Kaiser for individual health ins. but wondering if Ill be approved due to a previous c section. (I hear they are strict on that) My husband owns a small business of 4 employees, and I was thinking we should try and get a group plan thru the chamber of commerce. I was wondering if anyone had this, or has it thru their small bus, employer? WIll it cover me as I do not work for my husband, Im just the spouse? I know our local chamber here in GA uses the Blue Cross Blue Shield, which I have had before getting married. Just curious if anyone used this route and find it good? and if the spouses can get it as well? Also is it expensive fo rhim as a business? I know they say its a 5 % cut if he were to get a group anywhere else, but I was just wondering if there were any other fees besides the yearly chamber fee?"


Why the difference in Insurance availability between developing countries vs. industrialized nations?
Why has insurance traditionally been more common in industrialized nations, and why is it uncommon/not possible for people in developing worlds to have insurance? At first I thought it was simply because insurance is not affordable by people in developing countries, but maybe there are other reasons?"


Price range for what I would be paying for car insurance by myself?
I am about to turn 19 and im not on good terms with my father so I am deciding get on my own car insurance plan. I know it will be expensive but im trying to make things easier for myself by trying to get a Pontiac grand am between the years of 2000-2005. I know that since its an older car, it will cost less. Plus, I should start working by the middle of May and work until the end of the summer so I want to just pay the car off instead of having car payments, hopefully that helps lower the cost too. Anyway, if you know any ideas or prices or what would be the best insurance company, let me know."


How can I get a liability insurance for my cleaning business?
I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?"


"Friend driving car got into accident in my car in ohio, insurance question?"
I wasn't in the car. I let them go pick up a friend, they were on a semi busy street. My friend was walking up the street and my friend driving the car pulled over with the hazards on to let him in. 10 seconds after getting in the car and closing the door someone slams into the back of my car going between 40-60 mph in a 35mph zone. Totaled other driver's car. My rear end is completely crumpled, but still drivable. I haven't got it checked yet, waiting for the police to contact me in a couple days. Looks like it crumpled all the way to the rear of the frame so it may be bent or busted, so they might say it's totaled. If the other driver was at fault it should be her insurance's responsibility correct? She had full insurance coverage. My friend driving my car has full insurance coverage. I have insurance that only covers bodily injury/property damage liability and medical payments. Who's insurance should cover this?"


How much is the fine for driving with no car insurance in Ontario?
How much is the fine for driving with no car insurance in Ontario?


Will my insurance go up for this charge?
Ok so last night me and my buddies were in mcdonalds parking lot, they were drinking beer and i wasn't. i had consumed 1 beer about 1 and a half hours before a started driving. One of my buddies threw a beer bottle out the window and some old lady called the cops. the cops then came when we were sitting in the parking lot eating or burgers and asked me if i have had anything to drink tonight and i said i had 1 beer about 2 hours ago and he said that he's not going to put me under a breathlyzer because he knows i will fail. I had one beer ffs! i am 16 btw. So the two charges i got were underage drinking and having unclosed alcohol in my vehicle for a total cost of $340. So now i have 2 questions do you think the cop was far? and will my insurance go up with those charges"


Car and insurance problem.?
If I was in the process of getting a driving lesson from my instructor, I crashed his car. Am I suppose to be in charge of this, but I don't have a license yet. So, am I going to be the one who pays for the insurance or the instructor?"


Wondering how much is car insurance?
i am wondering how much is car insurance a month for a small car if you know an estimate please write it down


Health Insurance in Guangdong - China?
I recently moved to Guangdong - China where I am residing with my wife, I have a residence permit in China ( not a student ). and I am looking for a health insurance, any recommendations for companies in Guangdong province?"


Jeep Wrangler for my 16-year old?
Jeep Wrangler for my 16-year old?


How do I get insurance in my situation?
So im 19. If I get insurance myself it will be to high to pay by myself. And my mom is the only person who will let me on hers but her insurance guy will not answer the phone so she cant put me on there. How do I get insurance? What would be the best thing for me to do so that I can drive legally.


Getting car insurance on a new car?
I'm planning on buying a new car in the next month or so because my old one is falling apart. My car insurance that I have now is actually my mom 's and I wanted to get my own policy for the new car. Do I have to buy insurance before I buy the new car.


Can you have car insurance without owning a car?
my 20 year old is in another state going to college, can he get car insurance on his brother's car?"


Disability and life insurance - recommended companies?
What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?


Which motorcycle will cost me less on insurance? 2004-5 600/1000cc crotch rocket motorcylce or 2008 Ninja 250R
No motorcycle experience at all. No driving record. 21/M/Florida. Never held a driver's/motorcycle license in the US. Am about to take the MSF course though.


Can someone help me get a insurance quote ?
im 16 and my mom said that if i wanted to drive, i would have to buy my own insurance. but the thing is i cant find any sites that tell me how much i would have to pay as a starter , and then pay monthly. the car that i want to drive is my stepdads 2000 Bonneville. idk what else it is but it looks just like this. VvV http://www.autoworld.com/news/Pontiac/2000Bonneville.jpg i just want to know how much i would have to pay (:"


"What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)"
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us. We would like to have coverage in case something happens. I know the importance of Life Insurance, as my mom was killed in a car accident when she was only 38. So, we want to be protected, and we want our house to be safe. We are pretty much clueless when it comes to Insurance policies. I ALREADY LOOKED UP THE INFO ON WIKIPEDIA, SO PLEASE DON'T GIVE ME MORE OF THAT. I want opinions on what the best kind of Life Insurance is for us. Term (but if it is a 30 year term, does that mean when we are for example 54 and something happens after the 30 years, we aren't covered???) or Permanant (whole life, and others). We didn't like the decreasing term policy our agent showed us. We have gotten 2 quotes for Term Life. Help us make an informed decision!!! Please!"


What is the cheapest car to insure for a 17 year old girl?
i am looking at buying a car when i pass my test, was just wondering what would be the cheapest way to insure a car and what cars are cheap for insurance?"


Car insurance for 27 male?
Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?"


Can health insurance companies request medical records from other health insurance companies?
When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression""--the outside therapist corrected it and said she believed i had circumstantially-related depression"


Insurance for my 1986 chevy Silverado ?
I have a totally restored 1986 Chevy 4x4 Silverado 1/2-ton pk-up extended bed 350 cu inch engine - it was appraised at $13,500.00 and we had a storm come through and a tree crushed the front of the truck, The cost was $3,000.00 in parts and paint. I only have liability insurance for protection but I would like to have full coverage insurance for future accidents etc. Can I get full coverage insurance on a 1986 Truck ?"


Will my parents insurance go up if i get a permit?
I just turn 16, and i wanna take the class. I live in Houston, TX. Will my parents insurance raise if i get a permit? I need answer Quick! Please Help!"


My health insurance has helped with cashless claims but i wonder of the if the physiotherapy can also be claimed?
My health insurance has helped with cashless claims but i wonder of the if the physiotherapy can also be claimed?


The Federal Government Insurance Plan?
IM sorry the health plan


"Do you have to insure a car, if you dont drive it?"
I am 17 and currently learning to drive. I have found an ideal car, peugeot 106 quiksilver to precise. and looking at the specs i really do like this particular one that for sale at the car showroom. It will be another 2 months untill i finish all my classes and take the driving practical test. by this time this car may be sold and i might miss it. Due to the high car insurence for young/new driviver myself and me with the provisional liscense, it may be something that i cant afford. So i want to buy the car and park it in my street. so here is the question: Will the veichal need to be insured if i dont drive and just intend to leave it parked at all time on a driveaway/street? and will it be illegal if i do not insure it? P.S. i am intending to to drive the car only after i pass my practical test and also after taking Passplus"


How much would it be to insure a C Class for a 22 year old?
I'm 21 and say after my first year of driving (a VW Bora 2.0) with no claims, how much, roughly, would it be to insure a 2014 C Class at 22 with a clean driving record? It will be my 3rd Car and the bora is getting...boring lol."


How do you become an agent with Mercury Insurance?
I'm in Los Angeles and I have my licenses to work in insurance but don't know how to work for Mercury Insurance.


What do you think would be the insurance costs for a vehicle in NJ?
Age 18 Cars looking into (Under 35k) Dodge Charger (4dr base or higher) 2009 BMW 750Li 2009-or higher What would you think would be the average cost per year?


"Car insurance, advice and help!?"
Im 16. Ive done a bit of research and it looks expensive, so im going to try to be put on my parents plan. I know it depends on their plan and everything, but im just looking for an approximation per month or per 6 months or per year. They have pretty good coverage if that helps, and my dads on geico and my moms on progressive i beleive. i live in miami if thats useful, and i will only use one car if that would make the insurance cheaper (its in their name). Any bit of advice to make it cheaper or any tips would be extremely appreciated. If i could get somewhere around 500 per 6 months that would be ideal. Thanks u guys"


Disability and life insurance - recommended companies?
What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?