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Why is health insurance so much more expensive for an individual than for an employer?

I don't know about you but I want to have a choice of health care providers. What about those people who own their own business or work without health insurance? Honestly I think there is a market there. I wonder if there are regulations and red tape. I am sure there is or someone would have taken advantage of that market already.

   








Who is the cheapest car insurance company for a young driver?(19 yrs old male)?
Use my insurance to pay for high repair costs?
Insurance and Driver License MN?
Does having an STD make your LIFE INSURANCE higher?
How do health insurance deductibles work?
Someone hit my car, but does not have car insurance.?
Cheap car insurance with DUI?
Audi A4 B7 2.0 TDI jerk/clunk in reverse gear?
Multi-home homeowners insurance?
Are inoperable vehicles required to have insurance coverage in AZ?
Car title and insurance question?
Am I covered under my father's car insurance policy?
Around how much does insurance cost for a sports car?
Truck driver health insurance?
I'm getting better dental insurance, and am wondering if they will cover the rest of my braces payment?
Best insurance for just passed driver?
Is cancer covered under accident insurance?
Looking for health insurance for my parents who were deemed 'high risk' and have been rejected several times.
Which is the best life insurance company in India currently?
What is the most affordable place to live in Southern California?
How much will my car insurance cost?
Need a guesstimation on how much this car will cost to fix, any experienced mechanics wanna give it a try?
What cars would be cheap to buy and on insurance for a 16 y/o driver?
A teenager with no health insurance...?
How much would it be to give birth in California without insurance?
College Health Insurance in New York?
Do insurance agents make assumptions about people such as sexual orientation based on the information they have?
Car insurance???
I have the Gerber grow up plan, my dad got it for me when I was 5 I am now 26, I am now the policy owner.?
Cheap insurance for Mustang GT?
Can somebody give me an estimate on the price of car insurance in NY?
What kind of insurance overage should I get for my bike?
Does anyone know of affordable medical insurance for unemployed individuals in NY state?
Does anyone know of affordable medical insurance for unemployed individuals in NY state?
Best place for california insurance auto quotes ?
If poor people could not afford Health insurance before?
What is a good health insurance for an individual?
For Piper Cherokee 140-160 Owners. How much does it cost to insure your plane?
Any Car insurance in boston open past 5pm?
Who can be put on your health insurance? can you put anyone on it?
I am being required to buy renters insurance by the owners of the?
How to lower my auto insurance?
Licensed for Car Insurance in South Florida?
What Vehicle has the highest insurance rates?
Home owner's insurance in California?
Car insurance question?
What is a PET FRIENDLY home insurance?
A car has a minor accident found in the car proof, does it increase the insurance ?
What Insurance companies will cover a pizza delivery driver?
How much do you pay for individual/family health insurance?
https://omliselitip.wordpress.com/2017/05/30/how-can-i-get-cheap-car-insurance-as-an-18-year-old-in-the-se-uk/

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2012 subaru wrx insurance rate?
I am looking to get a 2012 subaru wrx. I am 17 and i am part of my family's all state insurance plan. I have never had an accident and i live in New York. What kind of price should i be looking at. I was told that because the car has a turbo it increases the insurance rate even though it is a four door four cylinder car. Thanks for the help.


"Where can I find good, inexpensive Life Insurance?"
Where can I find good, inexpensive Life Insurance?"


How much would insurance be for a 2003 Acura RSX?
I am a male, 22 years old, clean record, live in Whitby Ontario. I also went took driving lessons (people say that will help lower insurance) and i am a class G driver (full license) I know coupes are usually more expensive for insurance. Can anyone give me an estimate of how much insurance would cost per month or for the year? I know i can call and get a quote but I want to see what the average is. Thanks!"


What car insurance company will insure my car with a permit in California?
I wanted AAA but they do not do that. Any suggestions? PLEASE!


How do i apply for Medical or Medicare?
My boyfriend moved here in California and I would like it if he had mecical insurance his 18 how can he apply for medical or Medicare is it the same thing ? Please help ?


I need to find a good Car no older then lets say 1999! Thats good on Gas and low Insurance! Low Price $5000 Hi my name is James. I am a college student and I am looking for a used car to get me through college and maybe Further! I am hoping to spend under $5000 Dollars. I need it to be able to have a lower insurance rate then lets say a sports car. I also need something thats has a very good fuel efficacy! I am a tall guy but can fit into any thing! So if any of you know of a car that looks almost good has good gas millage and is not too expensive on car insurance let me know! ASAP!!!!!! Oh and this car not one I want to buy online or privately. It is one I want to buy from a car dealer ship this is just to help me lock down my search!


How do insurance companies classify sports cars?
I plan on buying a scion tc, but I want to know if state farm considers this a sports car. and if so, how much will more will insurance cost? I am a teenager, so i know it will be high to begin with, but will having a sports car make it much higher?"


How much would a teens insurance be for an 08 ram 1500?
Family friend is turning 16 in a few months. She's looking to buy an 08 Dodge Ram 1500 from her friend. How much (about) would her insurance be/year? She is being put under her mother & fathers insurance plan. They have no accidents/tickets/anything that would boost their insurance. They have Nationwide. Can anyone give me an estimate of what her yearly or monthly insurance would be?


Car insurance?
Is insurance cheaper on older cars?


How can I get a lower price for car insurance?
And also as a nc resident one must have insurance before getting their license and I was asking in general like if I get non owners insurance or car insurance in general etc. also are there any discounts like the ones people get with cellular service or other things


Dose anyone know any cars with cheap insurance for a young driver (under 1000pa)?
Im looking for a car with a small engine so the insurance will be as low as possible. can anyone think of any good cars.


Cheap Auto Insurance (Liability)?
I need to register my tags which has expired. I know I need to be insured before doing so. I am looking for an Insurance company whom would insure me today with all proper documentation (today) . Does anyone know of such a company with affordabile rates? Ex: $45.00 or less monthly. I live in Georgia outside Atlanta.


Which Insurance Company?
Which Insurance Company?


How much do it cost to register a tractor trailer in 48 states?
I am looking into the trucking industry and I would like to know how much does it cost to register your truck in all 48 states and does that include permits.


How much i should pay to cancel car insurance?
Hello, i bought car insurance in one of the most popular Northern Ireland car insurance company a month ago. I didn't have UK licenses yet, so the price was very high.The car was Citroen Saxo 1.1l. I sold it and i want to insure a new car but when i quote on that company then i get a very displeasing result and with my financial situation i wont be able to pay it. Other company would Give a look at my insurance details for a Citroen Saxo East Coast 1.1l Anual premium is 1512.40 Insurance Premium Tax @ 5.00 % 75.62 Home & roadside assistance and Legal expenses Insurance 25.00 Hughes Insurance Admin 15.00 Total Annual Cost 1628.02 Total amount payable is 1790.82 And the policy says If you want to cancel the Policy after the 14-day period you must send written notice and return your Certificate of Insurance to Hughes Insurance. We will apply a pro rata charge for the period we were on cover subject to a minimum premium of 25 (plus insurance premium tax). If there has been a claim paid during the current period of insurance or a claim is outstanding there will be no refund of premium."" I have no claims"


Why is health insurance so much more expensive for an individual than for an employer?
I don't know about you but I want to have a choice of health care providers. What about those people who own their own business or work without health insurance? Honestly I think there is a market there. I wonder if there are regulations and red tape. I am sure there is or someone would have taken advantage of that market already.


My wife has a job with a small business her own cleaning business. She has to pay her own health insurance. Are the payments deductible ?
My wife has a job with a small business her own cleaning business. She has to pay her own health insurance. Are the payments deductible ?


What kind of liability insurance do gyms have?
I was playing some basketball on a guest pass at the gym yesterday. I rolled my ankle and just left thinkin it wasnt that bad, decided to sleep on it. turns out, it's a lot worse than I thought and I can't even walk on it today. I dont have any health insurance, or any means to pay these medical bills right now. Do gyms usually have insurance for things like this or are you on your own?"


I used to own a Vauxhall Astra 1.6 I now want a Fiesta 1.4 will that be cheap tax /insurance I am 61?
female, just need a cheaper car, second hand & automatic,Thanks ."


Isit better for me to insurance my car and take my driving test or to do driving lessons and take my driving test?
So I have been learning how to drive for over a year now and I pretty much know how to drive however I do not have my full license yet. I have passed my theory test and Have taken about 25-30 hours of lessons in the past year. I also have a car so isit better for me to insure my car on Provisonal and take lessons with my dad etc. And then book my test? Or better to pay for driving lessons and then do my test? Seems like a stupid question but I would like advice on what's best. Based in the UK Thanks


Sports car vs. compact SUV insurance?
I'm asking just to get a general idea.


"If i have full coverage for car insurance that covers theft, how much should i get?"
esurance if it helps, do i get what i paid for the car when it was new or the bluebook value"


If there was affordable health insurance would there be early retirements and jobs for the youth?
If there was affordable health insurance would there be early retirements and jobs for the youth?


Should I get a full coverage insurance on a rental car?
I have to rent a car for 2 weeks for business. Supposely, the cost should be reimbursed to me by a company after the assingment is done. Not sure if I can truly trust that. But anyway, if I don't get the insurance, it will be $500. But if I get insurance, it is $1200. I am a safe driver and I will be in a rural place. I am trying to convince myself that I don't need it. But then again, I worry about what might happen if accidents occur. The cost of rental car will be reimbursed by a company. But I am not sure if they are actully going to do that in timely manner and my credit card balance is high. I don't want to put extra money charged into my account. My credit card company and auto insurance company (on my own car) told me that they do not have insurance coverage on rental cars. What do you think? Thanks"


"I only have liability insurance, how much would my car repair bill come out to be?"
I have a 2004 Nissan maxima and was in an accident this morning. Long story short, it was my fault and fortunately there were no injuries on either side. However, my insurance covers plenty for the other party, but none for me. The damages are in the front right side which includes, the headlight, part of the hood, front bumper, the side panel(but not the door) to be smashed in a bit. Further damages include windshield wiper fluid is leaking, for it was hit too. But the tire and allignment is completely fine, allowing the cop to let me drive it home. Any help?"


How can OBAMA force people to pay for health insurance without providing financial security as first priority?
Just like at California leading in immigration numbers even elected one as Govennator, and it is beyond flat broke as a state in this union. I think immigration played a major role in the demise."


What are all the different types of insurance a Life only agent can sale?
ie: Term Insurance, Whole life, Variable life, ect."


Term Life Insurances-Insurance writer?
Could you please inform me on what insurance writer is, and the pro and cons. I am looking for term insurance and someone said that insurance writer might be beneficial in adding to my insurance policy and maybe other policies. Is this true? Any help will be appreciated."


Is it possible to get 3rd party insurance for an unregistered car?
I know it is pointless since being an unregistered car it would not be covered during an accident on the road, but will the insurance company approve 3rd party insurance on a car that is unregistered?"


"If a child or teen commits suicide, does their parent(s) get their life insurance money?"
If a child or teen commits suicide, does their parent(s) get their life insurance money?"


To get maturnity insurance or not?
I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx."


Why is health insurance so much more expensive for an individual than for an employer?
I don't know about you but I want to have a choice of health care providers. What about those people who own their own business or work without health insurance? Honestly I think there is a market there. I wonder if there are regulations and red tape. I am sure there is or someone would have taken advantage of that market already.


If private insurance companies are so bad...?
Seldon, I'm sorry to have to tell you this, but pulling numbers out of you butt no longer works. People flock to this country to participate in our system, they know their greatest chance of survival is to be here. The people of America also know this governments history of overspending and corruption. Remember Medicare? It was sold in the 60's of only costing 9 billion dollars by '94. It cost 57 billion then. So, take the 1.5 trillion dollar cost, and multiply it by roughly 6, and even former MENSA members can figure out that 9 trillion dollars is too much to pay. It will bankrupt this country. I apologize again for kicking your butt so bad in our debates, but I warned you, and you said you were smart, so... next time we'll debate something easier, like cash for clunkers."


My insurance card doesn't say ER. Does this mean I can't go to the ER. I have blue cross shield PPO?
I need to go to ER asap but don't wanna be charge all crazy for it


What Drugs do Life Insurance companies test for?
If a 38 yr old male applies for a 200,000 life Insurance policy and is scheduled to take a urine test, what will they be looking for? Would marajuana use cause the applicant to fail?"


What car insurance do you guys have...?
I live in Northern ca. checking rates...wow each and EVERYONE has a complaint(s) against them...how do/did you find which one you wanted to use? Ever have a problem with your insurance? If I do decide to go with one, what questions should I ask?"


I need affordable health insurance?
I live in Monmouth Co., NJ, and I need to find affordable health insurance. I was covered under my parents insurance when I was in college, but I am now 22, and own my own home w/ my fiance. My job does not offer health insurance, but I make a decent amount of $ there. I am getting married in 2008, so I will be covered under my spouse's insurance then, but I need to go to the dr. now! Nothing life threatning, but I would like to have the piece of mind knowing, god forbid, if anything happened. Please help!"


$100 month car insurance is that a good deal ?
$100 a month car insurance is that a good deal ? 16, i have no drivers license yet ( still getting it in a month) i dont know if he included the good student discount (i don't think that i'm a good student, although i'm in college)"


Can my car insurance company drop me for having not at fault accidents?
I had Go Auto insurance on my 2 cars. Well over the courseof about 1-1 1/2 years (a year to a year and a half). I had about 3 wrecks. All not my fault. The other drivers were 100% at fault. After the third wreck, which was not to long ago. My insurance company (Go Auto) sent me a letter saying they weren't gonna let me renew my insurance with them because i was considered poor risk"". Can they do this or should i contact insurance commissioner. No rude comments."""


What are some cheap but nice older cars to insure?
I am 16 and I am looking to get an older car, i am hoping for a 79 Firebird, mustang or a camaro, but i am just looking for something relatively cheap in all categories. I don't have to worry about repairs, as i can do all the work at my school. PS would it be expensive to insure a car from the late 60s? like a charger?"


"Just got a speeding ticket with my uncles car, will his insurance raise?"
I just received a speeding ticket while driving my uncles car, i don't have car insurance nor a car. Will his insurance go up from this."


Is being an adult really that hard? Owning a house? Having a job? Owning a car? INSURANCE??!?
I'm only 15 but I've been looking around and now I'm just not eager or happy to be an adult. The amount of stuff that I will have to do will essentially cause flippin' hair loss! When I'm older why do I actually have to have TV license to buy a TV? Do I have to have insurance on EVRYTHING? House, car, health..like seriously why do I have to pay for something hazardous that might not even happen in my life? Is it vital to have car insurance? What if I don't have one and my car is perfectly fine? Please don't even get me started on bills! It freaks me out to know that companies just want money, money, money and wont stop at anything to get it. I heard that there's this thing where gas companies and all those other stuff essential in a house can directly take money off your credit/debit card instead of going to the post office and paying. For people who do this, is it better? It's quite scary to know that I'll be doing all this in the future."


How do you handle car insurance when student goes away for college?
Thank you. I figured it was along these lines. I would be insured because when I registered the car and redid insurance I told them about the job, the new car, college, etc. My Mom freaked because my insurance more than doubled, so she is thinking about canceling my insurance before the bill is due. It IS impossible for either of us to afford the insurance, so I have no idea what I'll do. Not good news for me, but thank you for the answers."


Where is the cheapest place to get car insurance? What can I do? Broker?
Where is the cheapest place to get car insurance? What can I do? Broker? Where is the cheapest place to get car insurance? What can I do? How do I find a broker? I am a poor college student. I make payments on my 09 Sentra and am looking for cheap insurance. My policy was canceled because the bill was super high(150). Where can i get cheap auto insurance that's full coverage? I live in the East Bay of San Francisco Bay Area. What can I do?


What would be a good first car for a 16 your old?
My parents are making me pay for it, so I think some thing cheap, used and fast"


Cheapest car insurance companies??? help?
Me and my bf r trying to move in but his insurance rate is up the roof, he had a terrible car accident in nov. 2 speeding, 2 reckless, 1 failure to stop a light. I know its a lot but whats done is done and we really need something affordable. Thanks please please help"


Liberals: You are required by law to purchase automobile insurance. Why not health insurance?
The reason you are required by law to purchase auto insurance is so that you cannot screw over society by making them pay for your car accidents when you can't pay for them yourself. Same with health insurance. People get sick and then others end up paying for them. It's much easier to require everyone to pay health insurance, just as with auto insurance. Do you agree?"


Why is health insurance so much more expensive for an individual than for an employer?
I don't know about you but I want to have a choice of health care providers. What about those people who own their own business or work without health insurance? Honestly I think there is a market there. I wonder if there are regulations and red tape. I am sure there is or someone would have taken advantage of that market already.