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If i make motor claim in the past, do i need to mention it when buying a new insurance?

Hi, my car insurance is expiring soon, so i've started looking for quotes and i realised when i mention the fact that i have made a claim in the last 5 years,,,the premium gets higher. If i dnt mention it, its much cheaper. Is it neccessary to mention it? what happens if i don't mention it?

   








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If i make motor claim in the past, do i need to mention it when buying a new insurance?
Hi, my car insurance is expiring soon, so i've started looking for quotes and i realised when i mention the fact that i have made a claim in the last 5 years,,,the premium gets higher. If i dnt mention it, its much cheaper. Is it neccessary to mention it? what happens if i don't mention it?


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"My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?"
When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!"


If i make motor claim in the past, do i need to mention it when buying a new insurance?
Hi, my car insurance is expiring soon, so i've started looking for quotes and i realised when i mention the fact that i have made a claim in the last 5 years,,,the premium gets higher. If i dnt mention it, its much cheaper. Is it neccessary to mention it? what happens if i don't mention it?


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What Life insurance is better to buy out of whole Insurance and term Insurance please?
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Car accident and insurance claim?
2 persons came to look my car for buying purpose. 1 of them was standing in front of my car and other just opened the door and turned the ignation on. the car was in gear so jumped up and hit the person standing in front of the car. man got stuck between my car and the other parked in front of my car and broke his leg. police and ambulance came. they took our statement and did not say anything to me but had separate discussionn with the othee person for long time. my question will this effect my by any mean legally? my car did not have insurance but no body drove the car either. i mean I am really scared what gonna happen to me I don't know if I shall keep trying selling my car or wait until hear from police. thanks


How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?
How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?


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So my mom has statefarm but refuses to pay for my insurance if I get a car, I'm 16 and in Colorado, do I need insurance to get a car. This guy across thr street is selling a really cool car cheap and I want to get, would I need insyrance to buy a car and drive it, or cam I get it and avoid accidents."


If i make motor claim in the past, do i need to mention it when buying a new insurance?
Hi, my car insurance is expiring soon, so i've started looking for quotes and i realised when i mention the fact that i have made a claim in the last 5 years,,,the premium gets higher. If i dnt mention it, its much cheaper. Is it neccessary to mention it? what happens if i don't mention it?