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What do compulsory and voluntary excess mean in car insurance?

The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls

   








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https://irottitacmo.wordpress.com/2017/06/04/does-my-insurance-go-up-after-i-get-a-ticket-in-someone-else-car-or-the-owner-of-the-car-insurance-goes-up/

https://rafidermetzla.wordpress.com/2017/05/16/why-is-my-car-insurance-quote-cheaper/






























































Can you get free health insurance?
I am not referring to Obamacare. I am referring to free health insurance in general.


Car insurance!!?
i live in california


Will my auto insurance cover liability if my friend is driving a car I rent?
During a vacation, my friend will drive the rental car I pay for. If we have an accident, will my liability/medical coverage pay off if she's driving? The friend has no car & no insurance and doesn't live in my house."


Does anyone know a very cheap insurance group to go through if i am 17 and have an mg zr?
i have an mg zr trophy plus 1.4 and am wondering if anyone knows cheap insurance company that can make my life easier


How much does my employer pay for my health insurance? ?
If I pay $250 per month toward my health insurance premium for me and my spouse then how much does my employer pay? It is a very large company and the coverage is very good. I work at a large branch and there are several other branches is other states. I am trying to figure out how much he entire premium might"" be for COBRA coverage when I leave the job due to a necessary move."""


Should I go through my car insurance company or not?
My car was parked on a decline, stalled, and ran into the back of my friends wagon. My repair quote is about $940, hers is about $615, at a total of about $1555. The excess I have to pay towards insurance repairs is $1045 (standard excess, age excess for being under 25, and some flexi-excess p.o.s). At the moment I only have enough money to fix her car, although that means waiting another few months to fix mine, and I'm impatient. Hers needs to be fixed asap for roadworthy and registration. I also have the option of finding a new bumper for hers at a much cheaper price, although that is proving difficult. Also, my insurance company only likes their choice of repairer. My panel shop has done jobs for the company before, but I'm not certain if they will let me use them. I won't have anyone else repair my car, as the money was going to go to repainting a new bonnet instead of repairing, which insurance won't cover. On another note, I'm not sure how long going through insurance will take. So my question is, do I go through insurance, even though I might not get to use my panel shop and it will cost me almost the same? Or do I leave it, and do what I can to fix my friends car cheaper? Then just suck it up and wait to have the money for mine, therefore also saving a rise on my insurance premium and a drop in my rating."


Is there a limit on how much insurance premiums can be ..raised?
Is there a limit on how much insurance premiums can be raised?


Why would my car insurance go up?
Why would my car insurance go up? I pay my car insurance in full every 6 months and my car insurance is going up $150. I haven't gotten any tickets or in any accidents. I haven't had to pay this much since I was 19.


Where is the insurance policy number on a affinity health plan card?
Where is the insurance policy number on a affinity health plan card?


We are a new small business. Where is the best place to get workers compensation insurance?
Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.


Can I accept my works health insurance coverage if I am still under my dad's health insurance?
I am covered under my dad's health insurance, I recently got promoted at work and wanted to take that insurance as well. I wasn't sure if I could use both at the same time or if I needed to call my dad's insurance first or which one would be primary?"


Me and my dad are arguing about the cost of car insurance? Please have look?
On the final quote page it said that my full annual quote would be 611.49. I just paid a 101.49 deposit via my debit card. It says that my direct debits will be taken each month, next month 54 and then 8 months of 57. My deposit and the direct debits add up to 611.49, exactly as the quote stated. So what is that box (with the red arrow pointing to it); http://img829.imageshack.us/f/screenshot... Can they take more money without saying? Can someone please explain what that means?"


Has anyone heard of transamerica health insurance and if so is it worth it??
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How much is insurance and a Aston Martin?
How much is insurance and a Aston Martin?


What do compulsory and voluntary excess mean in car insurance?
The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls


How much do you pay for car insurance?
I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol"


Need clarification on liability insurance?
I drive my dads car which is in his name and insured in his name. I got a speeding ticket driving a different rental car. The rental car has since been returned. I'm now taking defensive driving and the court requires proof of liability insurance. Do I send them my dads insurance or contact the rental company or what? Please only respond if you're sure of your answer.


What is the best supplemental medical insurance for veterans?
My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition.


"If a car insurance policy cancel your policy, can they still charge a cancellation fee?"
I have held a full uk driving licence for 14 years.......my husband (who has a provisional licence) was put on my new policy last year as a named driver. Today, he passed his test, so to keep it all legal, i contacted the insurance to advise of change of circs. I expected the monthly premiums to rise a little, but what happened next confused and angered me and I really need to know if there is anything I can do......he we go....they said they could no longer insure me and my husband and that they would cancel the policy and were gving me 7 days notice before this happened, (why cant it just be amended, i know loads of people that have done this) they said it was a special deal for me because i had a provisional driver as my named driver..(to me this makes no sense, they work on risk, surely they wouldnt give special deals for unexperienced drivers?) but the icing on the cake they want to charge a 40 cancellation fee, however i am not cancelling they are??? also i can take out a new policy with them which i have to pay an admin fee for making a change to the policy, however it is supposedly a brand new policy??? Has anyone any idea what to do or any ideas? i know I could just change insurers however it would be easier and cheaper to stay with who i'm with and I was never told when I took the policy that if my husband passed his test this one would be void..........and this is more principle as I dont like being hadover, I am going to phone and kick off tomorrow, but want to know if anyone has any solid rules and regs on this. Any help will be appricated........bloody insurance company.....also they have ruined the whole pass day for my hubby who wanted to go and drive around on his own and now cant!!!! grrrr"


Anyone know insurance groups?
need to know the insurance group dif between a standard 1993 mr2 and a 93 mr2 turbo


Insurance for driving my bf car?
I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!"


Does secondary health insurance cover or pay copays of primary health insurance?
Does secondary health insurance cover or pay copays of primary health insurance?


Mustang gt insurance be liability only. i own car?
i meant under my moms policy how much will it be


"Is it cheaper to be put on your parents car insurance, or get your own?
In New Hampshire.


Getting car insurance on the spot?
I am looking for my first car at the moment and I have a question about insurance. Let's say I go to look at a car that I've found on the internet and I decide to buy it right there...how do I go about getting insurance right away? I live in the UK btw


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There are so many Audi A4's on craigslist that go for some outstanding prices, 1998, AWD, Quattro, 4 cyl turbo, 1.8l, 105k miles. For $8000. How is the reliability of Audi's? Anything I should know?"


What is the cheapest car for a 17 year old to have?
So I'm 17 and just got my drivers lisence! Woo! I'm trying to find what the cheapest car to have is? Like to buy, insurance and maintaining all together of you get me?"


"My home insurance speaks of acts of God"". What's that if not blaming God for terrible stuff?""
Are there different insurance policies for atheists and religious?


What is the cheapest car insurance price in Texas?
I know it'll depend on the quote on for me and stuff but as far as a GENERAL average price or hell maybe even exact price what is the cheapest ABSOLUTE minimum price in Texas?


Insurance quotes??? ?
im 16, defiantly getting my license at the age of 17. im taking drivers ed. Im looking for auto insurance for a 1995 Mitsubishi 3000GT. Its my first time going for insurence. My parent is on ALLSTATE, i got a quote from them...very expensive. i know it will be expensive because im 16,Male, and the car is in the SPORTS catagory, but can u find me some cheap insurence? I live in Caribou, Maine. ZIP CODE: 04736. Cheapest insurance quote with source gets best answer."


What do compulsory and voluntary excess mean in car insurance?
The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls


What is the cheapest car insurance for an 18 year old girl?
I am learning to drive and have my provisional. I want to get a car and have looked at many and the insurance is 3000 or more. I don't mind what first car I get but it has to have 5 doors. Can anyone suggest any cars which have cheap insurance. Thanks in advance


Car insurance commercial ideas?
i have to make a script for a commercial about car insurance and i need some ideas of what to do.


Why doesn't insurance coverage increase along with premiums?
Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn't the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company's average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?"


Where can I find good auto insurance?
Where can I find good auto insurance?


How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?
How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?


Affordable insurance w/ NO deductible and low premium?
live in fl but what about 250


What does 'replacement cost' mean in hazard insurance?
By market value, I mean the cost of the improvements (i.e. structure) not including the land. And by replacement home, I mean exact an duplicate of the destroyed structure. Lets say that this is a historic district with strict building and demolition codes, making new construction much more expensive than buying an existing home."


My insurance just DOUBLED after an accident... is that legal?
I've never had an accident or a claim (at least not in the last 15 years), and I don't have any tickets (well, one was given for this accident). My car insurance DOUBLED!!! :( Can they do that? Is there a way to offset this? My renewal is coming up in July and I wonder whether I'll be met with the same story at another insurance company. Any suggestions as to how to get this lowered?"


What is a cheap health insurance for a student fixing to go trough nursing school?
I got accepted into nursing school and need health insurance. I do not believe there are any guidelines as long as you have it. I do not have a lot of money and need some affordable health insurance.


What is an average auto insurance cost for a sedan in Alberta?
I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.


How much would eye exam cost with insurance coverage?
I am planning to go to sears optical on Wednesday but i want to know how much would it cost for the eye exam in sears? i also have Great west life insurance, would that cover the eye exam too and how much would it cost? Also do i have to call to book and appointment in sears optical or i can just walk in and get my eye exam? I called and it goes to a private home number."


Renters insurance?????
My landlord is asking me to get insurance for my dog but its not for like health and stuff its for something else. She told me about renters insurance. And i don't know what to do. Plz help


Do they have doctors clinics for people who dont have insurance for sickness?
i think i have a sinus infection and this damn cold is going on 3 weeks now, not feeling better ugh, but no insurance, where can i go, the only thing i can think of is the emergency room, dont have the money to pay 200-300 doc visits"


"I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?"
I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?"


Does dental insurance cover braces?
okay so I'm 13 and I really want braces. My mom says I don't need them but I think I do. My mom has dental insurance but still says they are waaay too expensive. So I was wondering how much do braces cost? And how much dental insurance covers for the cost.


What do compulsory and voluntary excess mean in car insurance?
The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls